Get Pre-Approved for
Your Dream Home
Better, Faster, Friendlier.
Phil Long
The Lending Stars
"Home Loan Expert"
What Clients Are Saying
"Phil Long is THE guy! Helped us buy our house and refinance – both closed in record time. Smooth, simple, and stress-free. Highly recommend!"
"We can't leave out Phil Long who was like a literal fairy godfather and made some incredible things happen for us. When we listed our old house in 2023, our goal was to find a house with room for everyone and some land.
It didn't work out right away, so we sacrificed a little to get what we wanted. Today we move into a 6 bedroom house on some land with a shop!"
"Just over a month ago we did not even have buying a house on our radar and look at us now!
A big shout out and thanks for Tracey Cave Dierolf and Phil Long for helping us along the way and making the process so smooth!"
Real reviews from real clients, shared with permission. Individual results vary. Not a guarantee of loan terms or closing timelines. All loans subject to credit and property approval.
No obligation. Subject to credit and property approval.
How It Works
From first contact to your new home –here is what to expect.
Get Pre-Approved
Create a free account and fill out your application online. Most borrowers finish in about 15 minutes.
Upload Documents
Securely upload your pay stubs, tax returns, and ID through your private portal.
Get Approved
Phil personally reviews your file and works with the lender to get you the best terms.
Close & Move In
Sign your final documents, get your keys, and celebrate your new home. Many loans close in 14–21 days.*
Why Work with Phil?
Experience You Can Trust
Years of mortgage expertise across Conventional, FHA, VA, USDA, and Non-QM programs. I have seen it all and know how to get it done.
VA Loan Specialist
Dedicated to serving those who served. I understand the VA loan process inside and out – no down payment, no PMI, competitive rates.
Fast Close Times
Technology-driven process gets you from application to closing faster. Many loans close in 14–21 days* – so you can move into your new home sooner.
Personal Service
You will work directly with me – not a call center. I answer my phone, respond to texts, and guide you every step of the way.
Find Out What You Qualify For
Whether you are buying your first home, refinancing, or just exploring what is possible, I will give you a straight answer. Getting pre-approved takes about 15 minutes and costs nothing.
Pre-approval is subject to credit and property approval. Not a commitment to lend.
Get in Touch
Have a question about rates, your situation, or how the process works? I am happy to talk it through with no pressure.