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Privacy Policy

Placeholder Notice: This privacy policy must be reviewed and finalized by a licensed attorney before this application is used in production. The content below is a framework and does not constitute legal advice.

Information We Collect

Blue Sky Lending, LC (NMLS #289106), doing business as The Lending Stars, collects personal information necessary to process your mortgage application, including but not limited to:

  • Name, address, date of birth, Social Security number
  • Employment and income information
  • Financial account information (bank statements, investment accounts)
  • Credit history (obtained with your authorization)
  • Property information
  • Government monitoring information (race, ethnicity, sex) as required by HMDA. This information is voluntary and does not affect your application.

How We Use Your Information

We use your personal information to:

  • Evaluate and process your mortgage application
  • Verify your identity as required by federal law
  • Communicate with you about your loan
  • Comply with applicable laws and regulations

Information Sharing

We may share your information with:

  • Lenders and investors who fund your mortgage
  • Service providers who assist in processing your loan (title companies, appraisers, credit bureaus)
  • Government agencies as required by law

We do not sell your personal information to third parties for marketing purposes.

Data Security

We use 256-bit SSL encryption and industry-standard security measures to protect your personal and financial information. Sensitive data such as Social Security numbers are encrypted at rest using AES-256 encryption.

Your Rights

You have the right to:

  • Access your personal information
  • Request correction of inaccurate information
  • Opt out of certain information sharing as permitted by the Gramm-Leach-Bliley Act

GLBA Privacy Notice

As required by the Gramm-Leach-Bliley Act (GLBA), we provide borrowers with a separate Privacy Notice at the time of application that describes our information-sharing practices in detail and provides opt-out instructions where applicable.

Opt-Out Rights

Under the Gramm-Leach-Bliley Act, you have the right to opt out of certain information sharing with non-affiliated third parties. To exercise your opt-out rights, contact us at:

  • Phone: (972) 673-4193
  • Email: [email protected]
  • Mail: Blue Sky Lending, LC, 1255 W. 15th Street, Suite 445, Plano, TX 75075

Your opt-out request will be processed within 30 days. Opting out does not affect information sharing that is required by law or necessary to service your loan.

Contact Us

For questions about this privacy policy, contact us at:

Blue Sky Lending, LC
NMLS #289106
1255 W. 15th Street, Suite 445
Plano, TX 75075
Phone: (972) 673-4193

Last updated: March 2026