Mortgage Insights

Plain-English guidance on rates, home buying, and refinancing from the The Lending Stars team.

Housing Industry News

Miami’s Little Havana confronts housing density’s double edge

Oct 13, 2026 · 8:26 PM Richard Lawson HousingWire

Plan would allow up to 150 units per acre and 8-story buildings, while design rules and state review could extend timelines

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Housing Industry News

Some builders beat an entry-level retreat. Valera eyes an opening

Oct 13, 2026 · 8:07 PM Tyler Williams HousingWire

A StoneManor Homes brand extension, Valera Homes will offer Houston-area homes priced from the $270s to the $350s

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Housing Industry News

HUD eyes 203(k) renovation changes to boost housing supply

Oct 13, 2026 · 7:59 PM Flávia Furlan Nunes HousingWire

Recent draw changes and a potential review of consultant requirements signal a refocus on the product

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Housing Industry News

The MLS was built around sellers. Gitcha wants to change that

Oct 13, 2026 · 7:24 PM Brooklee Han HousingWire

Founder Dan Cooper said five MLSs have signed on since early 2025, with more partnerships expected after contract reviews

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Housing Industry News

Ryan Serhant’s AI bet could help agents create more content in less time

Oct 13, 2026 · 7:07 PM Jonathan Delozier HousingWire

@HeySerhant will publish original content daily for the next 12 months

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Housing Industry News

Optimal Blue data shows non-QM lending, ARM usage is expanding

Oct 13, 2026 · 6:42 PM Sarah Wolak HousingWire

Non-QM represented 12% of production in September as the 30-year conforming rate ended the month at 7.39%

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Mortgage Rate News

Mortgage Rates Inch to Another 2-Week Low

Oct 13, 2026 · 6:35 PM Matthew Graham Mortgage News Daily

It was an uneventfully good day for mortgage rates. Unlike the average day over the past several weeks, there was minimal intraday volatility in the…

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Housing Industry News

Existing home sales beat estimates, but don’t reflect recent higher rates

Oct 13, 2026 · 6:20 PM Logan Mohtashami HousingWire

NAR showed sales up 1.5% month over month, but rates have rapidly increased in the last few weeks

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Housing Industry News

Experian expands Power Profile Plus, adds unlimited soft pulls

Oct 13, 2026 · 6:19 PM HousingWire Automation HousingWire

The tool pairs a full Experian credit profile with VantageScore 4.0 and supports a later shift to a hard inquiry

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Housing Industry News

Regulators should rethink proposed CRA changes, NAAHL says

Oct 13, 2026 · 4:52 PM Sarah Wolak HousingWire

Proposed asset threshold changes could leave 31 million people in areas with limited community development coverage, association claims

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