Mortgage Insights

Plain-English guidance on rates, home buying, and refinancing from the The Lending Stars team.

Housing Industry News

Case-Shiller shows further cooling of US home prices in March

May 26, 2026 · 4:50 PM Brooklee Han HousingWire

The recent slower pace of home price appreciation continued into the spring housing market, according to the S&P Cotality Case-Shiller Index for March that…

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Housing Industry News

Lower hires Paul Zinn as EVP of retail lending

May 26, 2026 · 4:21 PM HousingWire Automation HousingWire

Lower has hired Paul Zinn as executive vice president of retail lending and divisional manager, adding a veteran mortgage executive to steer the company’s…

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Housing Industry News

Mortgage delinquencies hold at 3.35% in April

May 26, 2026 · 3:36 PM Sarah Wolak HousingWire

Mortgage delinquencies held steady in April, although serious delinquencies and foreclosure activity continued to climb from year-ago levels, according to…

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Housing Industry News

FHA will keep tri-merge credit reports amid shift to new scoring models

May 26, 2026 · 3:20 PM Flávia Furlan Nunes HousingWire

The Federal Housing Administration (FHA) announced last week that it will continue requiring tri-merge credit reports to maintain “prudent risk management”…

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Housing Industry News

Real estate always has a new crisis, how top leaders stay steady

May 26, 2026 · 3:04 PM Darryl Davis HousingWire

Here’s the scenario: Over 20 years in the business. Passion still intact. But the pipeline has gone quiet. If that sounds familiar, you’re not alone — and…

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Housing Industry News

Mortgage lock-in has become life lock-in

May 26, 2026 · 7:26 AM Jeromee Johnson HousingWire

The housing market has spent three years talking about one number: the mortgage rate. That makes sense. The mortgage rate matters. It decides the monthly…

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Housing Industry News

Homebuilders adopt disciplined growth strategies as market pressures reshape housing in 2026

May 26, 2026 · 7:00 AM Builder Advisor Group HousingWire

Elevated mortgage rates, affordability pressures and economic uncertainty continue to shape the housing market in 2026, prompting homebuilders to adopt a…

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Housing Industry News

What happens to mortgage rates if the Iran conflict is over?

May 25, 2026 · 6:12 PM Logan Mohtashami HousingWire

Though there is still a lot of uncertainty, it looks like we could have an actual end to the Iran conflict as tankers are starting to move through the…

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Housing Industry News

Clients are interviewing real estate agents differently. Here’s what they’re really looking for

May 25, 2026 · 1:57 PM Juliet Clapp HousingWire

There’s been a noticeable shift in how clients approach this business. Buyers and sellers aren’t just hiring agents anymore. They’re vetting them more…

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Housing Industry News

New federal funding a mixed bag for housing programs

May 25, 2026 · 10:45 AM Jonathan Delozier, HousingWire Automation HousingWire

U.S. House appropriators unveiled a fiscal 2027 spending bill that includes the Department of Housing and Urban Development (HUD), with proposed cuts…

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