Mortgage Insights

Plain-English guidance on rates, home buying, and refinancing from the The Lending Stars team.

Housing Industry News

For better building codes, a more deliberate course is overdue

Jul 22, 2026 · 6:53 AM Nicholas Erickson HousingWire

Building codes are ripe for change as policy analysts and the housing reform movement at large move beyond land use and zoning alone. After working through…

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Housing Industry News

Will Trump’s new Canadian tariffs add cost risk for builders?

Jul 21, 2026 · 9:55 PM Tyler Williams HousingWire

On Monday, President Donald Trump threatened to impose 50% tariffs on most Canadian goods, raising questions about the potential impacts on homebuilders and…

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Housing Industry News

D.R. Horton bets operating rigor will outperform uncertain demand

Jul 21, 2026 · 9:42 PM John McManus HousingWire

Few homebuilding enterprises look so voraciously at other homebuilding operators’ share of new-home sales in any given arena as present and future…

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Housing Industry News

The JMG acquisition gives teams leverage, but not equal valuations

Jul 21, 2026 · 9:31 PM Brooklee Han HousingWire

When Keller Williams announced its acquisition of the Jason Mitchell Group (JMG) earlier this month, Steve Murray, the co-founder of RealTrends Consulting ,…

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Housing Industry News

Investors list more homes after ROAD to Housing Act, but impact may stay local

Jul 21, 2026 · 9:28 PM Jonathan Delozier HousingWire

Institutional investors are listing significantly more single-family rental homes for sale following passage of the 21 st Century ROAD to Housing Act, but…

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Housing Industry News

FHA proposes partial claim model that drops subordinate liens

Jul 21, 2026 · 9:18 PM Flávia Furlan Nunes, HousingWire Automation HousingWire

The Federal Housing Administration (FHA) is proposing a new structure, called Reinstatement Advance Payment (RAP), that would change how servicers document…

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Mortgage Rate News

Rates Match Longer-Term High For The 3rd Time in 2026

Jul 21, 2026 · 7:29 PM Matthew Graham Mortgage News Daily

In late July, 2025, 30yr fixed rates embarked on an excellent adventure, moving down from 6.75% on July 31st to 5.99% by late February, 2026. Since then,…

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Housing Industry News

Equifax locks in $1 VantageScore through 2027

Jul 21, 2026 · 6:44 PM Flávia Furlan Nunes, HousingWire Automation HousingWire

Equifax will keep its $1 VantageScore 4.0 price in place through the end of 2027 as it pushes mortgage lenders to adopt the alternative credit score model,…

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Housing Industry News

Senior housing wealth reaches record level in first quarter

Jul 21, 2026 · 6:39 PM HousingWire Automation HousingWire

Housing wealth among homeowners age 62 and older rebounded to a record $14.92 trillion in the first quarter of 2026 after declining in the previous two…

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Housing Industry News

Jay Papasan to step down as Keller Williams executive

Jul 21, 2026 · 6:16 PM Brooklee Han HousingWire

Longtime Keller Williams executive Jay Papasan announced his decision to step down from his role as vice president of strategic content in a post on…

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