Mortgage Insights

Plain-English guidance on rates, home buying, and refinancing from the The Lending Stars team.

Housing Industry News

Loan officers are going to Washington

Apr 23, 2026 · 7:05 AM Bri Lees HousingWire

For a hundred years, the Mortgage Bankers Association (MBA) has moved mortgage policy in Washington. Last Wednesday, it brought 50 loan officers with it.…

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Housing Industry News

When standard DSCR falls short: What real estate investors should know about no-ratio financing

Apr 23, 2026 · 7:03 AM Darrin Seppinni HousingWire

More investor deals are getting harder to finance cleanly on standard DSCR, not always because the investment is weak, but because current rents do not tell…

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Housing Industry News

Inventory rises as pricing lags in the spring housing market

Apr 22, 2026 · 9:04 PM Rachel Bader, HW Data HousingWire

The spring housing market is doing what it typically does this time of year: inventory is rising and new listings are coming online at a faster pace. But…

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Housing Industry News

Lawmakers target retirement gaps facing family caregivers

Apr 22, 2026 · 8:56 PM Jonathan Delozier, HousingWire Automation HousingWire

A bipartisan group of lawmakers is advancing multiple pieces of legislation designed to strengthen retirement savings options for millions of unpaid family…

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Housing Industry News

Beazer Homes CEO Allan Merrill on sustainability and affordability

Apr 22, 2026 · 8:42 PM Tyler Williams HousingWire

Success in business is rarely a solo act. Great careers are often shaped by great mentors, and exceptional teams make for exceptional companies. Allan…

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Housing Industry News

How fraud gets stopped in its tracks by real estate and title pros

Apr 22, 2026 · 8:02 PM Jonathan Delozier HousingWire

Real estate fraud has evolved rapidly, and professionals across the industry already recognize that today’s schemes are more complex and convincing than…

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Housing Industry News

FSBO.com launches loan officer portal for consumer-directed listings

Apr 22, 2026 · 7:54 PM Sarah Wolak HousingWire

FSBO.com on Wednesday announced the launch of a new loan officer portal designed to integrate mortgage professionals earlier into the for-sale-by-owner…

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Housing Industry News

Mortgage industry welcomes new credit score models, urges further reform

Apr 22, 2026 · 7:30 PM Sarah Wolak HousingWire

The majority of mortgage industry trade groups and professionals reacted in a supportive but pragmatic way following an announcement from federal housing…

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Mortgage Rate News

Mortgage Rates Maintaining a Tight Range Amid War-Related Uncertainty

Apr 22, 2026 · 7:22 PM Matthew Graham Mortgage News Daily

Rates remain focused on oil prices and war-related developments. With yesterday's ceasefire extension and today's ambiguity over the time frame of that…

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Housing Industry News

FHFA, HUD move to bring new credit score models into mortgages

Apr 22, 2026 · 6:26 PM Flávia Furlan Nunes HousingWire

Federal agencies on Wednesday took steps to bring newer credit scoring models into the mortgage underwriting process, marking a significant shift in how…

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