Mortgage Insights

Plain-English guidance on rates, home buying, and refinancing from Phil Long and The Lending Stars team.

Housing Industry News

Pocket listings can boost sale prices — but Clear Cooperation may have killed the edge, study finds

Apr 1, 2026 · 04:19 PM Tracey Velt HousingWire

For years, real estate professionals have treated pocket listings as a trade-off: less exposure in exchange for convenience, privacy or control — and often,…

Read full article →
Housing Industry News

Shilo AI tool turns agent calls into personalized coaching playbooks

Apr 1, 2026 · 03:37 PM HousingWire Automation HousingWire

Shilo has launched Signals, an AI-powered personality assessment that builds DISC behavioral profiles for real estate agents directly from their call…

Read full article →
Housing Industry News

QXO closes on $2.25 billion Kodiak Building Partners deal

Apr 1, 2026 · 03:33 PM HousingWire Automation HousingWire

On Wednesday, QXO announced that it closed its $2.25 billion acquisition of Kodiak Building Partners, locking in a megadeal that pushes the Brad Jacobs-led…

Read full article →
Housing Industry News

eXp, Weichert home seller commission lawsuit settlements approved

Apr 1, 2026 · 03:32 PM Brooklee Han HousingWire

After a fierce legal battle the home seller commission lawsuit settlements reached by eXp World Holdings , Mark Spain Real Estate , Weichert of North…

Read full article →
Housing Industry News

Opendoor moves into closing and escrow with Doma deal, Fannie Mae partnership

Apr 1, 2026 · 03:30 PM Flávia Furlan Nunes, HousingWire Automation HousingWire

Opendoor has agreed to acquire the closing and escrow operations of Doma Holdings , a move that would extend the iBuyer’s reach into refinance closings and…

Read full article →
Housing Industry News

FICO tri-merge price jumped 1,500% in four years, CHLA finds

Apr 1, 2026 · 03:13 PM Sarah Wolak HousingWire

The cost of credit scores used in mortgage lending has climbed sharply in recent years, with lenders now paying an average of more than $500 per loan,…

Read full article →
Housing Industry News

NAR notches another legal win as three-way membership agreement antitrust suit is tossed

Apr 1, 2026 · 01:39 PM Brooklee Han HousingWire

Another antitrust lawsuit related to the National Association of Realtors ’ (NAR) three-way membership agreement has been dismissed. On Wednesday, Judge…

Read full article →
Housing Industry News

The proven ways real estate agents are using AI to close deals faster

Apr 1, 2026 · 12:00 PM Brooklee Han HousingWire

In June 2025, from HousingWire ’s The Gathering stage in Colorado Springs, Leo Pareja, the CEO of eXp Realty, predicted that by 2030, AI would be “ table…

Read full article →
Housing Industry News

Mortgage rates north of 6.5% trigger sharp drop in applications

Apr 1, 2026 · 11:00 AM Sarah Wolak HousingWire

Mortgage applications decreased 10.4% from one week earlier, according to data from the Mortgage Bankers Association (MBA) ’s weekly mortgage applications…

Read full article →
Housing Industry News

California bills target condo deposits and defect liability

Mar 31, 2026 · 9:41 PM Richard Lawson HousingWire

California lawmakers are weighing bills that would reduce regulatory barriers to revive condominium construction, which has dropped significantly from its…

Read full article →
Ready to take the next step?

See rates tailored to your credit score and down payment. No credit pull. No SSN needed.

Get Pre-Approved Free See Today's Rates
Encrypted • NMLS #286973
Talk to Phil Directly

Have a question about rates or your situation? Phil answers his phone.

(214) 507-8478 [email protected]
Equal Housing Lender
Phil Long NMLS #286973 • Blue Sky Lending, LC NMLS #289106