Mortgage Insights

Plain-English guidance on rates, home buying, and refinancing from the The Lending Stars team.

Mortgage Rate News

Mortgage Rates Surge Toward 8-Month Highs

May 15, 2026 · 4:40 PM Matthew Graham Mortgage News Daily

Mortgage rates are driven by bonds and the bond market hoped to see more evidence of shift toward peace during the 2-day Trump/Xi meeting in China. As soon…

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Housing Industry News

IMB production profits hold steady in Q1 as costs climb

May 15, 2026 · 4:39 PM Flávia Furlan Nunes, HousingWire Automation HousingWire

Most mortgage bankers were profitable in the first three months of 2026 despite higher per-loan expenses, as servicing income lifted their financials,…

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Housing Industry News

UWM brokers report use of VantageScore 4.0 improved loan terms

May 15, 2026 · 4:25 PM Sarah Wolak HousingWire

Several mortgage brokers using VantageScore 4.0 through United Wholesale Mortgage (UWM) reported positive reviews, citing credit score improvements and…

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Housing Industry News

Baird & Warner names Lucy Baird chief stewardship officer, Laura Ellis chief revenue officer

May 15, 2026 · 4:23 PM HousingWire Automation HousingWire

Lucy Baird has been named chief stewardship officer and vice chair of the board at Baird & Warner , while Laura Ellis has been promoted to chief revenue…

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Housing Industry News

Two Harbors stockholder sues to block CCM merger vote

May 15, 2026 · 3:50 PM Flávia Furlan Nunes HousingWire

A Two Harbors Investment Corp. stockholder has sued the company and its directors in federal court over allegedly misleading proxy disclosures, seeking a…

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Housing Industry News

Mortgage rates are headed higher as the 10-year yield surges

May 15, 2026 · 3:31 PM Logan Mohtashami HousingWire

Mortgage rates are headed higher as the bond market is taking the Iran conflict more seriously today and Fed rate hikes are now being priced in for the…

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Housing Industry News

Beyond the merger: Are real estate agent splits and autonomy the next battleground

May 15, 2026 · 3:12 PM Brooklee Han HousingWire

Much of the conversation surrounding the recent wave of real estate industry consolidation has focused on how these mergers and acquisitions will impact…

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Housing Industry News

Missouri housing incentives bill hits Gov. Kehoe’s desk for sign-off

May 15, 2026 · 2:15 PM Richard Lawson HousingWire

Missouri lawmakers have passed legislation to spur housing development statewide – from downtown commercial corridors to rural communities – by establishing…

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Housing Industry News

The underwriting problem crypto built: What regulators and institutions are watching

May 15, 2026 · 7:56 AM Eric Bernstein HousingWire

Cryptocurrency is no longer a peripheral line item in borrower financial profiles. Approximately 30% of American adults now own it. Global ownership has…

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Housing Industry News

Opinion: ‘This time it’s different.’ U.S. of AmeRegCorp. AARP. UMMC. MHI. MHARR. Congress and manufactured homes

May 15, 2026 · 7:10 AM Tony Kovach HousingWire

Per the Mortgage Bankers Association (MBA) website : “MBA issued a Mortgage Action Alliance (MAA) Call to Action urging members to contact their U.S.…

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