Mortgage Insights

Plain-English guidance on rates, home buying, and refinancing from the The Lending Stars team.

Housing Industry News

Ivy Zelman warns of overbuilding as household growth slows

Sep 30, 2026 · 3:32 PM John McManus HousingWire

Zelman expects about 1 million new households a year in late decade vs 1.8 million earlier, with 1.4 million starts a risk of oversupply

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Housing Industry News

Garg says he has majority support to reclaim leadership role, remove directors at Better

Sep 30, 2026 · 3:04 PM Flávia Furlan Nunes HousingWire

His plan calls for the removal of five directors, including interim CEO Daniel Lewis

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Housing Industry News

AI can speed up listing media, but buyers notice when it is off

Sep 30, 2026 · 2:56 PM Fatih Akman HousingWire

Limit enhancements to lighting, prevent added objects or altered openings and assign a clear reviewer before release

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Housing Industry News

AI anxiety in real estate follows a familiar technology cycle

Sep 30, 2026 · 2:36 PM Tim and Julie Harris HousingWire

Agents should separate automated tasks from work that requires human judgment

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Housing Industry News

Mortgage applications fall 6% as rates hit highest level in three years

Sep 30, 2026 · 1:25 PM Sarah Wolak HousingWire

Refinance activity fell 9% week over week and was 56% lower than a year ago

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Housing Industry News

ICE launches residential whole loan evaluations service

Sep 30, 2026 · 12:30 PM HousingWire Automation HousingWire

New model-driven evaluations cover QM, non-QM and specialty loans, delivered daily or monthly via ICE Data API

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Housing Industry News

Judge orders NYC to withdraw pied-à-terre surcharge notices

Sep 30, 2026 · 11:44 AM Richard Lawson HousingWire

The ruling targets NYC enforcement; a separate Suffolk County litigation by wealthy Florida residents challenges a New York State law authorizing the surcharge

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Housing Industry News

Austin Moyer moves Rochester team to Engel & Völkers

Sep 30, 2026 · 9:27 AM HousingWire Automation HousingWire

RealTrends Verified shows 34 sides and $8.44M volume in 2025 for the Greater Rochester-based Moyer

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Housing Industry News

The promise and risk of AI in mortgage lending and secondary markets

Sep 30, 2026 · 7:30 AM HW Media Content Studio HousingWire

SitusAMC’s Julia Curran explains why mortgage AI requires rigorous testing, subject-matter expertise and human oversight to deliver efficiency without…

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Housing Industry News

You may not just have one credit score

Sep 30, 2026 · 7:00 AM Jesse Brewer HousingWire

Fannie Mae and Freddie Mac now allow VantageScore 4.0 as an alternative to Classic FICO for eligible loans

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