Mortgage Insights

Plain-English guidance on rates, home buying, and refinancing from Phil Long and The Lending Stars team.

Housing Industry News

Mortgage rates now closer to 7% than 6% as the Iran war escalates

Mar 26, 2026 · 8:46 PM Logan Mohtashami HousingWire

Two weeks ago on CNBC , I talked about how the housing market was poised for growth for the first time in years — unless mortgage rates shot up due to the…

Read full article →
Housing Industry News

Bill Pulte targets Letitia James with new criminal referrals

Mar 26, 2026 · 8:44 PM Flávia Furlan Nunes HousingWire

Federal Housing Finance Agency (FHFA) Director Bill Pulte is again targeting New York Attorney General Letitia James , this time filing criminal referrals…

Read full article →
Housing Industry News

The GSEs updated their rules for condo loans. Will they be helpful or harmful?

Mar 26, 2026 · 8:29 PM Sarah Wolak HousingWire

Fannie Mae and Freddie Mac last week enacted updates to condominium project standards and property insurance rules for one- to four-unit properties and…

Read full article →
Housing Industry News

Fort Worth growth resets the Dallas-Fort Worth housing map

Mar 26, 2026 · 8:28 PM Scott Finfer HousingWire

For the past decade, Dallas-Fort Worth’s housing story has been written in bold letters along the U.S. 75 corridor – Frisco, McKinney, Plano and every patch…

Read full article →
Housing Industry News

‘Six-figure limit’ aims to halt Social Security trust fund insolvency

Mar 26, 2026 · 8:08 PM Jonathan Delozier HousingWire

With the Social Security trust fund less than seven years from insolvency — at which point a 24% across-the-board benefit cut could be triggered — a new…

Read full article →
Housing Industry News

Did the industry build a machine for reverse steering and call it seller choice?

Mar 26, 2026 · 7:00 PM Ed Neuhaus HousingWire

Five major deals in five days. That’s what happened last week in real estate, and I don’t think anyone has fully processed what just happened. Zillow…

Read full article →
Mortgage Rate News

Rates Leap to Another Multi-Month High

Mar 26, 2026 · 6:49 PM Matthew Graham Mortgage News Daily

After a somewhat hopeful day on Wednesday, mortgage rates are back to their same old tricks on Thursday. The tricks in question involve following the…

Read full article →
Housing Industry News

Newsom warns cities of lawsuits over California SB 79 law

Mar 26, 2026 · 6:02 PM Richard Lawson HousingWire

California Gov. Gavin Newsom is threatening legal action against cities and counties that do not comply with a 2025 housing reform law that allows higher…

Read full article →
Housing Industry News

RealTrends Verified Tampa team returns to eXp Realty

Mar 26, 2026 · 5:51 PM HousingWire Automation HousingWire

A high-producing Tampa real estate team has returned to eXp Realty after a stint with another brokerage. Maximum Tampa Group — led by Yulia Olivo and…

Read full article →
Housing Industry News

CMLS warns pre marketing could fragment the housing market

Mar 26, 2026 · 5:25 PM Brooklee Han HousingWire

The Council of MLS (CMLS), the trade organization for multiple listing services, is pushing back against the rhetoric currently circulating the housing…

Read full article →
Ready to take the next step?

See rates tailored to your credit score and down payment. No credit pull. No SSN needed.

Get Pre-Approved Free See Today's Rates
Encrypted • NMLS #286973
Talk to Phil Directly

Have a question about rates or your situation? Phil answers his phone.

(214) 507-8478 [email protected]
Equal Housing Lender
Phil Long NMLS #286973 • Blue Sky Lending, LC NMLS #289106