Mortgage Insights

Plain-English guidance on rates, home buying, and refinancing from the The Lending Stars team.

Housing Industry News

Seniors aren’t keeping up with their credit card debt. Reverse mortgages can help

Oct 6, 2026 · 09:29 PM Jonathan Delozier HousingWire

As credit card and HELOC balances grow, reverse mortgages and their voluntary payment structures should be considered

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Housing Industry News

Timberline Homes buy will push Champion deeper into retail

Oct 6, 2026 · 09:08 PM Tyler Williams HousingWire

The Timberline Homes acquisition, Champion Homes' third acquisition since 2025, signals a growing emphasis on direct-to-consumer sales

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Housing Industry News

CRMLS went on offense against Compass. Will other MLSs follow?

Oct 6, 2026 · 08:25 PM Brooklee Han HousingWire

Industry leaders weigh in as CRMLS seeks to stop Compass from challenging MLS rules in court

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Housing Industry News

Upstate New York bucking national housing slowdown

Oct 6, 2026 · 08:18 PM Jonathan Delozier HousingWire

Planned tech development is expected to bring even more buyers to upper New York

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Mortgage Rate News

Mortgage Rates Near 1-Week Lows

Oct 6, 2026 · 07:40 PM Matthew Graham Mortgage News Daily

Mortgage rates actually fell today--something they've done only 7 times since August 25th. While the outright levels remain near the highest since 2003,…

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Housing Industry News

UWM moves to dual-score model, auto-selects best result

Oct 6, 2026 · 07:31 PM Flávia Furlan Nunes HousingWire

Lender will obtain both FICO and VantageScore on every credit pull

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Housing Industry News

Rocket Mortgage names Nicole Beattie chief servicing officer

Oct 6, 2026 · 06:46 PM Flávia Furlan Nunes HousingWire

Move comes as Rocket’s servicing book tops $2 trillion and 9.1 million loans

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Housing Industry News

ARM reset wave set to crest in 2027, hit pockets of borrowers

Oct 6, 2026 · 06:01 PM Flávia Furlan Nunes HousingWire

ICE and Optimal Blue data point to a manageable wave of ARM adjustments

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Housing Industry News

Will mortgage rates nearing 8% force lenders to make cuts or close their doors?

Oct 6, 2026 · 05:48 PM Neil Pierson HousingWire

HousingWire Data shows the 30-year conforming average at 7.63%, up 31 bps in two weeks, while FHA rates rose 59 bps

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Housing Industry News

Cold call cost-per-deal benchmarks are leaving out most of the math

Oct 6, 2026 · 05:06 PM Robyn Thompson DeSantos HousingWire

Programs should be evaluated on cost per close, not just salary and dialer fees

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